Risk Disclosure & Trading Disclaimer

1. No Investment, Financial, Legal, or Tax Advice

Trade Journal is software, analytics, journaling, educational, and market-intelligence products. They are not intended to provide personalized investment, financial, legal, or tax advice. Nothing in the Service constitutes a recommendation to buy, sell, or hold any asset, security, or financial instrument. Nothing in the Service creates an advisory, fiduciary, or brokerage relationship between you and Trade Journal or its operators.

2. Trading and Investment Risk

• Trading and investing involve substantial risk of loss.
• Users can lose some or all capital used for trading or investing.
• Past performance does not guarantee future results.
• Historical analysis and backtests do not guarantee future performance.
• Market conditions can change rapidly and without warning.

Trade Journal does not guarantee:

• Profits
• Returns
• Win rates
• Funded accounts
• Prop-firm payouts
• Trading performance
• Any financial outcome

3. Analysis Is Not Guaranteed Trading Signals

Analysis produced by the Service must not be represented as guaranteed trading signals. The following outputs do not guarantee an outcome:

• Bias
• Score
• Confidence
• Scenario
• Analysis
• AI output
• Technical analysis

Users remain responsible for their own trading and investment decisions at all times.

4. No Broker or Trade Execution

The Service does not execute trades for the user. We do not imply otherwise. Journal entries, plans, and analysis do not constitute execution confirmation.

A planned entry, target, or stop being reached by market data does not prove that the user actually entered or exited a trade. Trade execution occurs through your own broker or trading platform, which is separate from the Service.

5. AI Disclaimer

Trade Journal contains AI-powered functionality. You should be aware that:

• AI output can be incomplete, inaccurate, outdated, or incorrect.
• AI output should not be relied upon as the sole basis for financial decisions.
• Users should independently evaluate material information before acting.
• AI scores and grades are analytical model outputs, not probabilities of guaranteed financial success.
• AI-generated explanations do not create an advisory relationship.

6. Market Data Disclaimer

Market information may originate from third-party data providers. Data may:

• Be delayed
• Contain errors
• Be unavailable
• Be incomplete
• Be revised after initial publication
• Experience outages

Trade Journal does not guarantee uninterrupted, tick-perfect, or error-free market data unless expressly stated otherwise. Users should verify critical market information through appropriate primary or execution sources before making financial decisions.

7. Backtesting Disclaimer

The Service may present or reference backtested results. Backtests are hypothetical historical simulations. They may not reflect:

• Actual fills
• Liquidity
• Latency
• Market impact
• Slippage
• Fees
• Spread
• Execution quality
• Psychology and emotional factors
• Future market conditions

Backtested results must never be presented as guaranteed future performance. Past performance — whether real or simulated — does not guarantee future results.

8. Auto Import Disclaimer

Auto Import copies trades from a CSV file or an MT4/MT5 webhook into your journal. This is a journaling convenience. Imported records may be incomplete or delayed and do not replace your broker's records or confirmations.

9. Prop Firms and Funded Accounts

The Service includes tools for tracking prop-firm accounts. We do not guarantee that any user will pass a prop-firm challenge, receive a funded account, or receive a payout. Prop-firm evaluations, rules, and payout decisions are made by the respective prop firms, not by Trade Journal.

10. Your Responsibility

By using the Service, you acknowledge that:

• You are solely responsible for your own trading and investment decisions.
• You should consult a qualified, licensed financial advisor before making investment decisions.
• You should never trade with capital you cannot afford to lose.
• You understand the risks of trading and investing described in this disclosure.

11. Changes to This Disclosure

We may update this Risk Disclosure at any time. The "Last Updated" date at the top of this document reflects the most recent revision.

End of Document